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Thanksgiving Fresh Flowers in a Pumpkin
Have you seen those gorgeous pumpkin flower arrangements at florists, farmers markets, and online? A collection of blooms tightly packed into a real bright orange pumpkin just screams “fall.” It’s an elegant take on fall decorating: setting the table for Thanksgiving dinner, adorning the mantle for the season change, or even to give as a gift. Come learn how to make one of these gorgeous fresh flower centerpieces and take it home to use for yourself or give as a gift! All materials included. No discounts.
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Understanding Medicare
If you are close to age 65 or already on Medicare, this class is for you! The class is designed to fully enlighten you on how Medicare works and the different health care choices available to those age 65+. In this class you will learn; How are parts A, B, C and D integrated? What is Medicare Advantage? What are the pros and cons of HMO’s, PPO’s and Medigap plans? Should I take Medicare if I am still employed? How do I avoid late sign up penalties? Does any part of Medicare cover long-term care expenses? These questions and many more will be answered in this very important class. No discount.
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Fall 2023/Winter 2024
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Demystifying Social Security
Professional, Financial, and Legal
Deciding how and when to claim Social Security is one of the most critical financial decisions a person will make in his or her lifetime. By not understanding the many complex rules surrounding Social Security, you could leave thousands of dollars on the table. In this class, you will learn when you should file for Social Security benefits? What are the advantages and disadvantages of filing at age 62 or deferring to age 70? How does the November 2015 change in the rules affect me? How can I make sure I am taking advantage of available spousal, survivor or divorced benefits? How much of my Social Security will be subject to income tax? What potential changes are in store for Social Security and how might they affect my claiming decision? These questions and many more will be answered in this very important class. No Senior/Staff Discount.
Fall 2023/Winter 2024
Kid Protection Plan
Professional, Financial, and Legal
Are you a parent of minor children? You may be part of the 69% of parents who do not have documentation in place for your kids in the event of an emergency. Most people assume that naming a guardian only means identifying a long term alternative guardian for your children, but there's more. At this course, we will review the full plan needed to ensure that your children are always protected the way you want them to be, by the people you want. No discounts.
Fall 2023/Winter 2024
Long-term Care & Asset Protection
Professional, Financial, and Legal
The high cost of long-term care can wipe out a family’s life savings in a short period of time. Unfortunately, many families are faced with this situation, finding themselves at the mercy of an under-funded government Medicaid system with limited choices. Recent legislative changes have created many questions surrounding planning techniques: How can I protect my home? What is the penalty for giving assets away? Are my assets protected if I put them in a trust? When is long-term care insurance worthwhile to consider? What if my loved one is already in a nursing home, can they still protect their assets? All of these questions and more will be clearly answered in this very important class. NO DISCOUNTS.
Fall 2023/Winter 2024
Popular
Understanding Medicare
Professional, Financial, and Legal
If you are close to age 65 or already on Medicare, this class is for you! The class is designed to fully enlighten you on how Medicare works and the different health care choices available to those age 65+. In this class you will learn; How are parts A, B, C and D integrated? What is Medicare Advantage? What are the pros and cons of HMO’s, PPO’s and Medigap plans? Should I take Medicare if I am still employed? How do I avoid late sign up penalties? Does any part of Medicare cover long-term care expenses? These questions and many more will be answered in this very important class. No discount.
Fall 2023/Winter 2024
Popular
Wills and Trusts: Protect What Matters Most
Professional, Financial, and Legal
Come learn about the core essentials of estate planning and why everyone over the age of 18 needs these protective documents to prevent risks of court and conflict. We will review what probate looks like, when estate taxes are paid - and how much, the requirements of guardianship for children - not just long term but short term, as well as discuss the "incapacity documents" such as health care directives and powers of attorney. Students will learn what a Will does, what a Trust does, the significance of how assets are titled, and what to look for when working with an estate planning attorney - and we will have fun learning it all! No discounts.
Fall 2023/Winter 2024
Your Child Will Be 18 - Now What?
Professional, Financial, and Legal
This class will explain why powers of attorney and health care proxies are important documents for anyone over the age of 18 years old to have. Once your child turns 18, he/she/they is(are) legally independent under the law, which means that you can no longer legally make decisions for them, even if they need your help. Something as simple as making a doctor's appointment for them can result in a big red stop sign. Join us for this brief class to learn which documents can provide continued protection for your 18-year-old -- and peace of mind for all of you! No discounts. *For parents and young adults
Fall 2023/Winter 2024